Relativity Trace includes over 40 different policies in more than 5 different languages to identify risk within an organization. To ensure users get the most out of these policies, there is a formal Policy Enhancement Program (PEP) run by a Trace Subject Matter Experts to rightfully implement Trace and improve existing policies within an organization. To get access to these out-of-the-box policies and participate in the formal program please contact support@relativity.com.
Detect an employee offering, giving, receiving, or soliciting an item of value to influence an action of a key decision maker
Corrupt Practices
Coercion and Intimidation
Detect persuasion through force or threats.
Corrupt Practices
Extortion
Detect when someone is forced to feel indebted against their will and is offered “protection” in exchange for money or favors
Corrupt Practices
Embezzlement
Detect an attempt to engage in converting assets, entrusted to them via a financial institution or similar business function,for their own personal gain.
Corrupt Practices
Guarantees and Assurances
Detect a registered representative providing a guarantee against loss to a customer.
Corrupt Practices
Foreign Corrupt Practices Detection (FCPA)
Detect corruption and bribery with foreign officials and an attempt to keep from being discovered, in line with the United States Foreign Corrupt Practices Act (FCPA).
Corrupt Practices
Money Laundering
Detect the concealment of illegally obtained money by targeting specially designated nationals, block lists, and high-risk regions.
Corrupt Practices
Political Solicitations
Detect contributions to political causes that are offered or solicited, which may be against firm or regulatory rules and pose aconflict of interest.
Corrupt Practices
Unfair and Unbalanced Trade
Detect broker-dealers misleading customers or not complying with advertising rules of Financial Industry Regulatory Authority (FINRA) and the U.S. Securities and Exchange Commission (SEC).
Inside Information
Category
Policy
Description
Inside Information
General Tipping
Detect the sharing of potential material nonpublic information (MNPI) regarding general company information, financial information, or corporate actions.
Inside Information
Rumors and Speculation
Detect the distribution or discussion of unverified and doubtfully true information.
Collusion
Category
Policy
Description
Collusion
Change of Venue
Detect an attempt to avoid discovery by changing the communication venue (i.e., moving from email to phone call).
Collusion
Collaborative Discussions
Detect employees working together to prevent the discovery of misconduct.
Pharmaceuticals Sales Fraud
Category
Policy
Description
Pharmaceuticals Sales Fraud
Kickbacks
Detect pharmaceutical sales representatives paying “remuneration” to induce or reward patient referrals or the generation of business involving any item or service payable by federal health care programs.
Pharmaceuticals Sales Fraud
Off-Label Selling
Detect pharmaceutical sales representatives attempting to influence physician’s decisions to prescribe medications for a condition different from their intended or approved use.
Use of Personally Identifiable Information (PII)
Category
Policy
Description
Use of Personally Identifiable Information (PII)
Credit Card Information
Detect the sharing of credit card information.
Use of Personally Identifiable Information (PII)
Social Security Number or Equivalent Identification
Detect the sharing of United States passport, social security, drivers license and individual taxpayer identification numbers.
Market Manipulation
Category
Policy
Description
Market Manipulation
Boasting (Market Content)
Detect the excessively proud and self-satisfied talk by a trader of their achievements in regard to someone less fortunate.
Market Manipulation
Front Running
Detect traders attempting to buy or sell financial products ahead of other orders to lock in a better price.
Market Manipulation
Layering
Detect traders placing and then cancelling orders that they never intended to execute, with the intention of influencing the price.
Market Manipulation
Mirror Trading
Detect simultaneous buy and sell trades of the same stock on different exchanges by the same entity, as a way to move money between jurisdictions.
Market Manipulation
Pre-Arranged Trading
Detect traders agreeing on trade price in advance of execution.
Market Manipulation
Price and Benchmark Fixing
Detect agreements between traders to collectively manipulate the price of a financial product or a benchmark to adjust marketconditions.
Market Manipulation
Pump and Dump
Detect traders attempting to boost the price of a financial product after establishing a large long position by sharing falseormisleading information.
Market Manipulation
Research Desk & unathorised Investment Advice
Detects for misconduct where monitored individuals are providing unauthorized investment advice within firm publications.
Market Manipulation
Short and Distort
Detect traders attempting to decrease the price of a financial product after establishing a large short position by sharing false or misleading information.
Market Manipulation
Social Platform Risks
Detect market manipulation on social platforms shared on work communications channels.
Market Manipulation
Forex Fix Rigging
Detect agreements between traders to collectively manipulate benchmark foreign exchange rates (FIX) to artificial levels.
Anti-Trust Violations
Category
Policy
Description
Anti-Trust Violations
Price-Gouging
Detect raising the prices of goods to unreasonable levels to take advantage of demand or supply shock.
Code of Conduct Breaches
Category
Policy
Description
Code of Conduct Breaches
Hate and Discrimination
Detect inappropriate treatment of others based on race, color, religion, sex, national origin, age, disability or genetic information.
Code of Conduct Breaches
Influencing a Regulator
Detect someone attempting to have an effect on a regulator’s actions or decisions.
Code of Conduct Breaches
Influencing Compliance Team
Detect someone attempting to have an effect on a compliance team member’s actions or decisions.
Code of Conduct Breaches
New Hires, Internal Transfers, and Terminations
Detect monitored individuals who are breaching internal policies around the sharing of information.
Code of Conduct Breaches
Sexually Explicit Language
Detect sexually explicit language commonly used during sexual harassment.
Gifts and Entertainment
Category
Policy
Description
Gifts and Entertainment
Excessive Entertainment
Detect entertainment that breaches the gifts and entertainment company policy.
Gifts and Entertainment
Excessive Gifts
Detect gifts that breach the gifts and entertainment company policy.
Gifts and Entertainment
Sporting and Events
Detect expensed sporting events and other events that breach the gifts and entertainment company policy.
Customer Complaints - Financial
Category
Policy
Description
Customer Complaints - Financial
Errors
Detect customer complaints about errors causing customer dissatisfaction.
Customer Complaints - Financial
General
Detect customer complaints about a service or product sold via retail channels causing customer dissatisfaction.
Customer Complaints - Financial
Suitability
Detect customer complaints about recommendations that were made to them that they believe were knowingly unsuitable.
Customer Complaints - Financial
Unauthorized
Detect customer complaints about a group or individual who performed or completed a task or operation that was not authorized.
Institutional Customer Complaints - Financial
Category
Policy
Description
Institutional Customer Complaints - Financial
Allocation
Detect complaints from institutional clients regarding misallocation of funds.
Institutional Customer Complaints - Financial
Dissatisfaction
Detect general dissatisfaction complaints from institutional customers.
Institutional Customer Complaints - Financial
Illegal Behavior
Detect accusations of illegal behavior from institutional customers.
Social Trading Risks
Category
Policy
Description
Social Trading Risk
Market Manipulation Tactics
Detect a social platform user attempting market manipulation tactics of social platform users.
Social Trading Risk
Social Trading Conduct Breaches
Detect a social platform user breaching conduct set out by the social platform policy.
Social Trading Risk
Social Trading Platform Risks
Detect general social platform risks such as negative behavior towards services and complaints.
Voice Specific Risk Detection
Category
Policy
Description
Voice Policy
Market Abuse
Detect a market abuse taking place on voice communications.
Voice Policy
Audio Misconduct
Detect potential audio misconduct taking place over video conferencing applications.
Language Support
Policies are supported in English, Dutch, French, German, Italian, Japanese, Russian, Spanish. Support for new languages are being added in each release. Please contact support@relativity.com for language support requests.